VPS Smart Calculator 2.0

VPS Tax Rebate Calculator

FY 2026–27 · Plan your investments and discover your tax savings instantly.

Employment Profile

Salaried Individual

Non-Salaried / Business

Calculate Your Income Tax

Monthly Income (PKR)

Other Income (Annual)

ANNUAL INCOME & TAX PROFILE (SALARIED)

Total Annual Income PKR 0

Annual Tax Liability (Gross) PKR 0

Monthly Tax Liability PKR 0

Effective Tax Rate 0.00%

The Effective Tax Rate is the actual percentage of your total income that is paid as tax after the progressive slabs are applied.

Note: The above tax calculation is based on the current fiscal year (FY 2025–26) and prevailing tax regulations, which may be subject to change.

ESTIMATED TAX SAVINGS OPPORTUNITY UNDER SECTION 63 OF THE INCOME TAX ORDINANCE, 2001

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Salary Tax Slabs Information

FY 2026–27 · Individual Income Tax Rates

Salaried Individuals

Taxable Income (Annual)	Rate of Tax
Up to PKR 600,000	0%
PKR 600,001 – 1,200,000	1% of amount exceeding 600,000
PKR 1,200,001 – 2,200,000	6,000 + 11% of amount exceeding 1,200,000
PKR 2,200,001 – 3,200,000	116,000 + 20% of amount exceeding 2,200,000
PKR 3,200,001 – 4,100,000	316,000 + 25% of amount exceeding 3,200,000
PKR 4,100,001 – 5,600,000	541,000 + 29% of amount exceeding 4,100,000
PKR 5,600,001 – 7,000,000	976,000 + 32% of amount exceeding 5,600,000
Above PKR 7,000,000	1,424,000 + 35% of amount exceeding 7,000,000

Non-Salaried Individuals & AOPs

Taxable Income (Annual)	Rate of Tax
Up to PKR 600,000	0%
PKR 600,001 – 1,200,000	15% of amount exceeding 600,000
PKR 1,200,001 – 1,600,000	90,000 + 20% of amount exceeding 1,200,000
PKR 1,600,001 – 3,200,000	170,000 + 30% of amount exceeding 1,600,000
PKR 3,200,001 – 5,600,000	650,000 + 40% of amount exceeding 3,200,000
Above PKR 5,600,000	1,610,000 + 45% of amount exceeding 5,600,000

Note: Where taxable income exceeds PKR 10,000,000 in a tax year, a 10% surcharge is applied on the computed tax liability.

How slab taxation works: Tax is charged progressively — only the portion of income that falls within a given bracket is taxed at that bracket's rate. The fixed amount shown alongside each bracket already accounts for tax on all preceding brackets.

Disclaimer: Rates shown are as applicable for FY 2026–27 under the Income Tax Ordinance, 2001, and are subject to amendment by the annual Finance Act. For illustrative purposes only — please consult a qualified tax advisor for your specific circumstances.

VPS Tax Rebate Calculator

Employment Profile

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ANNUAL INCOME & TAX PROFILE (SALARIED)

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VPS TAX CREDIT & INVESTMENT ANALYSIS

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Salary Tax Slabs Information

Salaried Individuals

Non-Salaried Individuals & AOPs